Regal Wallet Review

Donny Gamble
December 18, 2021
Personalincome rating

Regal Wallet is the best for first-time investors, but that doesn’t mean they’re the best overall. You can start here and transfer your account to a different crypto IRA service later if you wish, but to get started, this is the best place to do it.

Regal Assets logo
on Regal Asset's website
Regal Assets
annual fee
Investment Minimum

1st year year fees waived (depending on investment amount)

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Key Takeaways

Regal Wallet is a well-reviewed company, even before 2017 when it broke into crypto. It’s an extension of Regal Assets, which have a long-standing history as being one of the best IRA programs around.

Pros & Cons

  • Takes little to no time to open your account.
  • Bitcoin IRA kit to help kickstart your journey.
  • Great customer service to match their excellent ratings.
  • A plethora of educational content to help prepare you for investing.
  • Website and tools could use an upgrade.
  • Non-transparent fee system.

With flat fees, fewer fees than other companies, and a clear vision for what a solid crypto investment is, Regal Wallet is a great step for first-time investors.

While their growth plan doesn’t exactly point to them being the number one trading platform or IRA service, it’s still one of the best, and that’s saying something.

Investors can expect to see helpful tools, analytical information, and every tool they need to begin learning the ropes of crypto investing.

About Regal Wallet

Regal Wallet is an offshoot of Regal Assets, a company that was founded in the gold IRA space to help bring investments into the future.

Headed by CEO Tyler Gallagher and other fantastic leads, Regal Assets has a lot on its plate and a lot that investors expect from them going forward.

This California-based firm sits in Beverly Hills, about as ritzy as you can get, because they know they’re the gold standard in crypto IRAs.

Regal Wallet Services

  • Online Trading Platform: Regal Wallet hosts one of the best online trading platforms for beginners. You don’t have to know a crazy amount of information to get started, and the interface isn’t overly daunting either; you just get to learn and invest.
  • Insurance: Fantastic insurance in an amount that you’ll never even need to worry about (explained later). This is the highest level of insurance that you can possibly find for any crypto IRA.
  • Custodian Services: Cold storage is safe and secure, and half of the reason you want to go with a crypto IRA in the first place is so that your cryptocurrency is safe from harm (it’s not as safe as it could be in your hot wallet).
  • Complaint-Free Service: There are literally no complaints against their service in the last four years of operation. That’s a pretty big thing, especially since companies can get lazy as they grow.
  • Top-Notch Customer Service: While it can take a little bit of time to reach customer service, they’re fantastic once you get a hold of them. They’re knowledgeable and able to help you with all of your investment questions, whether it’s setting up your account or explaining how the process works.

Regal Wallet Fees & Costs


Investment Minimum

Annual Fees

Crypto IRA





$150 (if stored in a wallet; $0 if stored by you)

  • Account Minimum: In order to open an IRA account, you must start with $10,000 in liquid cash. That’s quite a bit, especially when you consider the minimum that other firms require.
  • Purchase Threshold: This isn’t really a fee, but something you should know about: you have to buy $5,000 in crypto per account holder, so if you have four people on your account, they each need to pay and equate to $20,000. Much higher than the account minimum.
  • Annual Fees: Regal Wallet may waive these fees depending on your initial investment amount, but otherwise, your annual account maintenance fee is $250. $100 of that is administration costs, and $150 is in storage fees.

Is Regal Wallet Right for You?

They’re a great pick for first-time investors that have some cash to invest, although they're definitely a little more expensive than some of their counterparts.

If you want a company that’s knowledgeable and can secure your crypto in reliable cold storage, Regal Wallet is right for you.

First-time investors may be daunted by the experience presented before them, but there’s no better way to become a knowledgeable, profitable investor than to surround yourself with the professionals at Regal Wallet.

Regal Wallet FAQ's

Is Regal Wallet trustworthy?

Yes. Regal Wallet has been around for enough time to establish themselves as a trustworthy entity. Crypto IRAs can be daunting to get started with, but they make the process easy, which is evident in all of their public reviews.

With over a decade in the business and plenty of experience between their leadership team, Regal Wallet is designed to be a safeguard against all the uncertainty in the financial world. They’re not just trustworthy; they’re a financial bulwark that you can count on.

How long has Regal Wallet been in business?

Regal Wallet has been in business since 2017, however, this is merely an extension of Regal Assets—a gold IRA and precious metals wholesaler—which has been around since 2010.

So while their experience in crypto is “new”, their experience in investing is not. It’s just a different asset—their professional practice carries over, so you could say that they’ve been around for over a decade.

Which types of retirement accounts can I rollover to a Regal Wallet?

Any. Regal Wallet has plenty of experience rolling accounts over, and can help you with any account rollover, whether it’s a Roth IRA or 401(k). You don’t have to worry about accessibility; they’ve got it covered for you.

What type of storage does Regal Wallet use?

Regal Wallet specifically uses cold storage. A cold storage facility stores your cryptocurrency code in a digital wallet that’s completely disconnected from the internet, ensuring that hackers don’t find their way to your blockchain.

This is the most effective way to protect your crypto IRA. That being said, it’s not something you can really do on your own. These facilities use custodian services to ensure you’re completely protected every step of the way.

Does Regal Wallet offer any type of insurance on my crypto?

Yes, Lloyd’s of London supplies insurance protection for Regal Wallet up to $200M, so unless you’re the God of all investors with a crazy portfolio that exceeds $200M, you don’t have to worry about anything.

Their insurance comes as part of their overall package, and not every crypto IRA is insured, so this is a breath of fresh air from Regal Wallet.

Compare to Other Companies

Bitcoin IRA logo
Custodial Setup Fee waived
iTrustCapital logo
1% per trade
$100 in free Bitcoin
BitIRA logo
Free Ledger for new customers

Regal Wallet

The Regal Wallet by Regal Assets allows you to invest in cryptos like Bitcoin and Ethereum inside of your retirement account, while providing top-tier security to keep your crypto safe.

  • Regal Wallet
  • Rating: 4
  • Reviewed by:
  • On December 18, 2021
  • Last modified:March 2, 2022

Review Summary:

The Regal Wallet by Regal Assets allows you to invest in cryptos like Bitcoin and Ethereum inside of your retirement account, while providing top-tier security to keep your crypto safe.

Review of: Regal Wallet

Reviewed by:
On December 18, 2021
Last modified:March 2, 2022


The Regal Wallet by Regal Assets allows you to invest in cryptos like Bitcoin and Ethereum inside of your retirement account, while providing top-tier security to keep your crypto safe.

About the author 

Donny Gamble

I’m Donny. I’m a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

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