iTrustCapital Review

Donny Gamble
December 16, 2021
Personalincome rating

While they’re new, iTrustCapital is clearly hungry, and they’re expanding their platform every single day.  You will be limited with what cryptocurrencies you’re able to use right now, but that list will expand, and you do have access to most of the big coins out there.

iTrustCapital logo
on iTrustCapital's website
Augusta Precious Metals
1% per trade
platform trades
Investment Minimum

$100 in free Bitcoin

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Key Takeaways

The main thing you have to keep in mind is that their trading platform is as intuitive as they come. Whatever they’re doing, it’s working, because accessing their site is a breath of fresh air compared to the often cluttered, clunky other crypto IRA sites we’ve been on.

While there is no mobile access, we anticipate a similar level of detail and clarity to their desktop site when it does launch. iTrustCapital is keen on customer service, knows what they’re doing (thank you, financial experts), and gives you the tools to control your own future.

Besides, it’s not like any one of us can get $50M in crypto insurance for this low price. They’re doing a lot right, they just have to stay on this path.

Pros & Cons

  • Full access to the never-closing cryptocurrency market straight through their platform, full 24/7/365 utility.
  • Your assets are insured for up to $50M.
  • Some of the best customer service you’ll find in any crypto platform.
  • Extremely low trading fees for all account types.
  • Not as many assets available as other platforms.
  • Still in development; no mobile platform (yet), they have some catching up to do.

Your goal is to secure your retirement, and protect your money for the future. Cryptocurrency is that future, and there’s no better way to access it than with iTrustCapital.

While they’re relatively new, they have the ferocity and backed experience to carve out a place in the crypto IRA marketplace. In fact, they already have.

Why should you trust iTrustCapital with your cryptocurrency IRA? It’s more than just being in the name—we have a lot to show you.

About iTrustCapital

Their goal is to spread the word about tax benefits and retirement benefits for everyone, and so far, they’ve done a great job at that.

Their mission statement revolves around what cryptocurrency embodies: being decentralized and accessible, secure against the future, and they put all of those fundamental values into practice in everything they do.

iTrustCapital was founded because the cryptocurrency market is becoming more accessible and used every day, and they know people like you and I need stability, as well as education. That’s why they’re here.

iTrustCapital Services

  • Cryptocurrency Custodian Services: Cold storage for your crypto so you don’t have to worry about security breaches.
  • 24/7 Platform: Access to their cryptocurrency trading platform whether it’s 4 PM or 4 AM—it’s open season.
  • $50M Insurance: A ridiculously large insurance sum that you just aren’t going to see in a lot of IRA programs.
  • Off-Platform Help: You don’t have to be on their website to receive assistance. Their customer service is super helpful no matter what you need.
  • Tax Deferred Investments: You can defer your taxes by purchasing crypto through them, and immediately putting it into your IRA.

iTrustCapital Fees & Costs


Investment Minimum


Crypto IRA


1% per trade



depends on storage option

  • 1% Transactional: If you buy $100 worth of Bitcoin, $1 of that goes to iTrustCapital, so you’ll only actually receive $99 worth of Bitcoin. This is a relatively low fee, but something to keep in mind when you make larger investments.
  • $2,500 Minimum: That’s the account minimum you need to kick things off, and it’s reasonable compared to a lot of gold IRA programs we’ve seen.
  • Gold Fees: If you want to include gold to diversify your portfolio, they charge $50 per ounce of gold. This is not ideal.

Is iTrustCapital Right for You?

While the fee structure is different from many other IRA services, such as gold and silver, it’s not uncommon or crazy.

iTrustCapital is right for the investor who wants to do more with their wealth, and build on their future before the cryptocurrency market becomes overly saturated.

We would say that iTrustCapital is right for any investor looking to diversify their portfolio. Their track record shows that they’ll be a top contender in the crypto IRA space soon enough.

iTrustCapital FAQ's

Is iTrustCapital trustworthy?

While it hasn’t been around for long, iTrustCapital has done nothing thus far to make us or anyone else think that they aren’t trustworthy.

Their business model is similar enough to other IRA programs that it feels familiar, and their credentials check out.

Led by the financial experts of tomorrow, iTrustCapital continues to be a valued and trusted resource for your cryptocurrency IRA. Reviews, user experience, and the court of public opinion were all taken into account.

How long has iTrustCapital been in business?

iTrustCapital is newer, only having been founded in 2018 with their online platform actually launching in late 2019, so at the time of writing this towards the end of 2021 it’s still a relatively new platform.

That being said, it has been built with every security involvement in mind, with intuitive online access and complete self-directed control through a great online portal.

One of the ways that crypto IRAs are superior to gold IRAs is their accessibility and ease of use—iTrustCapital went the extra mile on designing their online platform, making it one of the easiest to use no matter what.

Which types of retirement accounts can I rollover to a iTrustCapital?

Just about any. This can vary on a case by case basis, but iTrustCapital is known to rollover traditional retirement accounts as well as Roth IRAs, self-directed IRAs, and more.

When you join iTrustCapital, you’ll be able to speak with a representative that can walk you through every step of the process and ensure your account eligibility depending on specific requirements.

What type of storage does iTrustCapital use?

iTrustCapital uses cold storage in compliance and conjunction with Coinbase Custody, so you’re encrypted against every type of concern from hackers to security failures, to power outages and more.

Cold storage means that your tokens aren’t hooked up to the internet. They’re stored like a really secure, super important flash drive in total offline storage, but in physically sturdy and secure locations by Coinbase Custody’s facilities.

Does iTrustCapital offer any type of insurance on my crypto?

Your crypto is actually insurance twice. You’re insured against hackers, but you’re also insured in cold storage, so you have two-factor insurance if you think about it.

The entire process of getting your insurance setup is relatively easy. iTrustCapital will give you every bit of information that you need along the way so you can be sure that your assets are safe and secure.

Compare to Other Companies

Bitcoin IRA logo
Custodial Setup Fee waived
BitIRA logo
$300 - $1,000
Free Ledger for new customers
Coin IRA logo
5% cash back on qualified order


iTrustCapital is the #1 Crypto IRA / 401k platform offering cryptocurrencies, gold and silver within your retirement accounts.

  • iTrustCapital
  • Rating: 4.5
  • Reviewed by:
  • On December 16, 2021
  • Last modified:February 5, 2022

Review Summary:

iTrustCapital is the #1 Crypto IRA / 401k platform offering cryptocurrencies, gold and silver within your retirement accounts.

Review of: iTrustCapital

Reviewed by:
On December 16, 2021
Last modified:February 5, 2022


iTrustCapital is the #1 Crypto IRA / 401k platform offering cryptocurrencies, gold and silver within your retirement accounts.

About the author 

Donny Gamble

I’m Donny. I’m a world traveler, investor, entrepreneur, and online marketing aficionado who has a big appetite to compete and disrupt big markets. I thrive on being able to create things that impact change, difficult challenges, and being able to add value in negative situations.

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